Bank Statement Loans in Bakersfield, CA
Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. Veterans, first-time buyers and investors in Bakersfield can compare VA, FHA, conventional and DSCR financing with me.
Why Bakersfield borrowers choose bank statement loans
Bakersfield is the hub of Kern County, with energy, agriculture and logistics employers and a mix of established and newer neighborhoods.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
- Self-employed business owners
- Independent contractors and 1099 earners
- Freelancers and gig workers
- Real estate agents and commissioned professionals
No Tax Returns
Income is calculated from deposits on your bank statements.
12 or 24 Months
Choose the statement period that best represents your income.
Personal or Business
Use personal or business accounts; business statements apply an expense factor.
Purchase or Refinance
Available for primary homes, second homes and investment properties.
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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