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8XI Capital Lending
Chico • Commercial Loans

Commercial Loans in Chico, CA

Commercial investors and owner-users here can explore multifamily, mixed-use, Ground Up Construction and other income property financing through our commercial lending options in 43 states. Availability varies by lender, state and project. Chico investors often look at DSCR loans for rentals, while first-time buyers explore low down payment and assistance programs.

Why Chico borrowers choose commercial loans

Chico is a college town in Butte County known for Bidwell Park, a lively downtown and a steady rental market tied to the university.

Commercial financing in 43 states for multifamily, mixed-use, retail, office, industrial, bridge, fix-and-flip, Ground Up Construction and commercial refinance. Availability varies by lender, state and project.

  • Investors buying 5+ unit apartment buildings
  • Owner-users buying their business's building
  • Fix-and-flip and value-add investors
  • Developers and builders

Wide Lender Network

Banks, credit unions, debt funds, private lenders and agency options.

All Property Types

Multifamily, mixed-use, retail, office, industrial and more.

Short- and Long-Term

Bridge, Ground Up Construction and permanent financing.

Deal-Level Guidance

I help package your deal so lenders see its strengths.

Rates shown are for informational purposes, change daily, and are not a commitment to lend.

Business-purpose loan: commercial and business-purpose loans are not consumer loans and are subject to different terms, disclosures and underwriting.

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Commercial Loans in Chico: FAQ

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