Bank Statement Loans in Los Angeles, CA
Self-employed borrowers here can qualify on bank statement deposits rather than tax returns. Many LA borrowers are self-employed in entertainment, real estate and other industries. Bank statement, jumbo, DSCR and commercial loans are all common here.
Why Los Angeles borrowers choose bank statement loans
Los Angeles spans dozens of distinct neighborhoods, from hillside single-family homes to condos and small apartment buildings.
Self-employed? Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
- Self-employed business owners
- Independent contractors and 1099 earners
- Freelancers and gig workers
- Real estate agents and commissioned professionals
No Tax Returns
Income is calculated from deposits on your bank statements.
12 or 24 Months
Choose the statement period that best represents your income.
Personal or Business
Use personal or business accounts; business statements apply an expense factor.
Purchase or Refinance
Available for primary homes, second homes and investment properties.
Rates shown are for informational purposes, change daily, and are not a commitment to lend.
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